Online Privacy Policy
(Last updated 9/1/2010)To underscore our commitment to privacy and our vision that good privacy is good business, we have adopted this Online Privacy Policy for www.lexisnexis.com/risk. You may have also been directed to this Online Privacy Policy from other web sites (“this Site”) owned or operated by LexisNexis Risk Solutions Inc. and/or its affiliates within the Risk Solutions business unit ("LexisNexis Risk”) that have adopted this policy. This policy applies only to information collected through these Sites. It does not apply to information collected by other means. These sites are not directed at children under the age of 13.
If you have questions or concerns regarding this statement, please contact us at:
LexisNexis
Privacy, Security and Compliance Organization
PO Box 933
Dayton, Ohio 45401
Telephone: 1-800-831-2578
Email: privacy@lexisnexis.com
INFORMATION COLLECTION
I. Personally Identifiable Information
Personally identifiable information collected from you through this Site may include, for example, name, mailing address, e-mail address, telephone number, fax number, occupation, any responses you choose to provide to survey questions, information provided in connection with subscribing to a newsletter, or any inquires you may make through this Site. We do not share, sell, rent or trade that PII with third parties for their promotional purposes.
II. Cookies
"Cookies" are small pieces of information that are stored by your browser on your computer's hard drive. This Site uses first and third party cookies (session and persistent), however PII is not collected through the use of cookies, except as described in the "Personally Identifiable Web Site Activity Monitoring" section below. Cookies are used to determine whether a visitor is unique or whether a visitor has viewed this Site before.
While most browsers are set to accept cookies by default, you can set yours to refuse cookies or to alert you before accepting them. Your browser manufacturer has information on changing the default setting for your specific browser.
III. Personally Identifiable Web Site Activity Monitoring
If you visit this Site and you either (i) submit inquiries to us via Web Forms or (ii) have been directed to this Site after clicking on a link in marketing e-mail from us, we may use software to connect such information submitted to us (such as e-mail addresses and contact information) with the IP address and cookie on the computer that has submitted the information to us (see "Cookies” above for a further description of cookies).
Once you submit a Web Form to us or click on a particular link in a marketing e-mail from us, we may maintain a personally identifiable record of certain information about your visit to this Site, such as the pages viewed on this Site, the time of the visit, the order of pages accessed and the amount of time spent on each page. We may combine this information with other information about you or your company. We use this information to better tailor the marketing of our products and services to you; we do not sell or share personally identifiable web site activity information to third parties.
If you would prefer that we not link your PII with data from your visits to this Site, you have the following options:- Opt-out of personally identifiable web monitoring on this Site, by clicking on the opt-out link at the beginning of this sentence and following the instructions on the opt-out page. You would need to do this from each computer that you use to access this Site; or
- Disable cookies in your Web browser. If you disable cookies, you would need to do so from each computer that you use to access this Site.
If you opt-out, we still reserve the right to collect non-PII about your visits to this Site, as described in the "Non-personally identifiable information" section, below.
IV. Nonpersonally-identifiable Information
This Site also collects non-PII. For example, as you browse this Site we may collect information about your visit, but not about you personally. Via Web server logs, for example, we may monitor statistics such as: the number of people that visit this Site, which page(s) are visited on this Site, from which domain our visitors come (e.g., aol.com, hotmail.com, etc.), and which browsers people use to visit this Site (e.g., Netscape Navigator, Microsoft Internet Explorer, etc.). This Site may also use outsourcing programs to assist us in analyzing this data to better tailor this Site.
INFORMATION USE AND CONSUMER CHOICE
The information collected by this Site is used only for responding to your inquiries and otherwise corresponding with you, for processing transactions you request, maintaining your account (if you have one), for other purposes permitted by your organization's customer agreement(s) (if any), and for the administration, review and/or the improvement the content of this Site.
Where permitted by your organization’s customer agreement(s), we may use information about searches or submissions that business users provide to us to enhance our products and services. Such uses may include using the fact that a search was conducted related to an identity or using some portion of search queries to enhance our product offerings. These types of uses will only occur for searches or submissions for which such use is contractually authorized in our customer agreement; thus, they will not occur if a customer has opted out of such use in their customer agreement. We may contact you in response to your comments or inquiries, as part of the maintenance of your account with us (if you have one), or in order to complete a transaction that you requested.
We may also contact you to inform you of other products or services we believe may be of interest to you, but we will offer you an opportunity not to receive such communications.
If you decide that you do not want to receive further e-mails regarding your inquiry from LexisNexis Risk, you can reply to the e-mail or use the telephone number (800) 831-2578 with a request that we not continue to e-mail you.
If you would like to opt-out of personally identifiable web site activity monitoring as you visit this Site, please see the "Personally Identifiable Web Site Activity Monitoring" section above and follow the instructions in that section.
If you choose to use our referral service to tell a friend about this Site or a particular product or service, we will ask you for your friend's name and e-mail address. We will automatically send your friend a one-time e-mail message with information about the product or service and/or inviting him or her to visit the Site. This message may include your name and/or e-mail address and any optional message that you elect to send along with our e-mail. We do not retain the information that you provide as part of this referral service (although we may retain your friend's e-mail address if he or she requests to receive additional information or e-mail messages from us).
ONWARD TRANSFER
We may disclose information you provide to us to third parties in order to complete a transaction that you requested or as otherwise permitted by your organization's customer agreement(s) (if any).
We may also outsource some tasks, including the operation of certain web site functions that require access to information you supply online and information about your visits to this Site. In such cases, however, we require that the companies acting on our behalf abide by our Online Privacy Policy and institute safeguards to protect the confidentiality of your information.
If our company or our assets are acquired by another company, that company will assume responsibility for the personal information collected by us through this Site and it will assume the rights and obligations regarding the information collected through this Site, as described in this Privacy Policy.
Finally, please note that we may disclose personal information when required by law or in the good faith belief that such action is necessary in order to comply with the law or legal process.
ACCESS AND CORRECTION
As an information company, we know the importance of accurate data. Therefore, we strive to maintain the accuracy of the information collected through this Site. We will provide you (whether you are a consumer or a customer) with access to PII you provide through this Site for as long as we maintain that information in a readily accessible format. Similarly, we permit and encourage you to correct inaccuracies in the information you submit to us through this Site.
If you wish to access information that you have submitted through this Site or to request the correction of any inaccurate information you have submitted through this Site, please use the mechanisms provided by this Site or send an e-mail to: privacy@lexisnexis.com.
The access and correction provisions of this Online Privacy Policy only apply to PII collected from you through this Web Site. Individuals that are interested in information about how to access and/or request the correction of personal information LexisNexis Risk maintains about them (such as public record information, insurance claims information, or information for employment background screening) for potential inclusion in information products and services can visit personalreports.lexisnexis.com or www.lexisnexis.com/privacy.
SECURITY
We take steps to protect against the loss, misuse, or unauthorized alteration of PII collected through this Site. We recognize the importance of security for all PII collected by this Site.
Once we receive PII, we take steps to protect its security on our systems. In the event we request or transmit sensitive information, such as credit card information or Social Security Numbers, we use industry standard, secure socket layer ("SSL") encryption.
We limit access to PII to those employees who need access in order to carry out their job responsibilities.
OTHER WEB SITES
This Online Privacy Policy only applies to the web site(s) identified in the first paragraph of this privacy policy. This Site, however, may include links to other web sites which may be operated by other LexisNexis companies or by third parties. In order to better serve our consumers and their privacy interests, certain products within LexisNexis Risk may also be governed by their own privacy policies separate from this Online Privacy Policy. If you visit a web site not listed above, we recommend that you review the online privacy policy of that web site to determine how the operator of that web site will handle PII collected through that web site.
For your convenience, this Site may offer links to "Share This" a free online tool which allows you to share content from this Site with third parties of your choosing. Information that you choose to provide if you chose to use the Share This tool is collected by Share This and is subject to the terms of the Share This privacy policy (available at sharethis.com/privacy).
POLICY CHANGES
If our information practices change in a significant way, we will post and highlight the policy changes.
